How To Make Money Online – 20 Ideas To Help You Start Earning More Money

Thanks to the internet, there is an endless number of ways to make money online. Here are just 20 ways you can make some extra money on the side.

Making more money could likely solve a lot of your problems. In the past, we’ve talked about how teens can make money, but for those of us who are a little older, we need something a little more sophisticated than the $10 that comes from mowing lawns.

Luckily, in the age of the internet, making extra money (or your whole paycheck) online is incredibly easy if you know where to look.

Here are 21 ways to make (and save money) online

 

1. Become a virtual assistant

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Virtual assistants can make up to $16 an hour. You can work part time or full time, and your schedule can be relatively flexible, as long as it lines up with whomever you’re working for.

What you need to be a virtual assistant:

  • Laptop
  • Head set or cell phone
  • Good communication skills
  • Flexible schedule

2. Sell or rent your belongings

Sell or rent your belongings

This could mean selling a few things here and there on Ebay, running a full-fledged online store, or renting out your home (okay, so that’s not entirely online, but it starts out there).

Ebay

Ebay may seem old school, what with Amazon and Etsy, but selling stuff you don’t need is a great way to make extra cash.

You can make a free account, but you’ll be limited to how much you can sell. If you want to sell more than 50 items a month online, you’ll need to sign-up for one of Ebay’s subscriptions.

  • Starter: $4.95/ mo with annual subscription
  • Basic: $21.95/ mo with annual subscription
  • Premium: $59.95/ mo with annual subscription
  • Anchor: $299.95/ mo with annual subscription
  • Enterprise: $2,999.95/ mo with annual subscription

Each comes with different selling caps, and the higher the subscription, the lower the fees.

Etsy

Etsy’s setup is a lot more satisfying than Ebay and even Amazon. But, just like Ebay and Amazon, Etsy does have some fees to consider if you’re planning on just casually selling. The fee schedule goes as follows:

  • $0.20 USD for each item that you list for sale
  • When you make a sale you’ll be charged a transaction fee of 3.5 percent of the price you display for each listing

Craigslist

If you want to go real old-school, you can sell your items on Craigslist. While there’s a lot that can go wrong on Craigslist, it’s still one of the most used sites—mostly because it’s free.

Sell your text books

Textbooks are expensive—too expensive for most. So, if you have old textbooks you’re never going to look at again—or never looked at in the first place—selling them can make you back some of the money you had to spend.

If you buy your books from Barnes and Noble, they make it easy to sell them back at the end of the year!

Rent your home on Airbnb

Unless you’ve been living under a rock, you’ve probably heard of Airbnb. If you have an extra room, or even a whole house you’re willing to rent out, you could earn a hefty side income.

There’s a cost when it comes to listing on Airbnb, You’ll be charged three percent of the booking total. Since you can set prices, however, you’ll still have quite a bit of control over how much you can make as an Airbnb host.

3. Become a freelancer

Become a freelancer

f you have a talent, chances are, you can sell your skill. Whether you’re a writer, artist, graphic designer, photographer, etc., there’s a freelance gig for you. Let’s cover a few possible freelance angles for you to take.

Freelance writing

It’s easier than ever to become a freelance writer (all of our writers at Money Under 30 are freelancers). With that being said, if you’re just starting out it can be difficult to find a writing job that will pay you more than pennies.

We have advice here, on how to actually get hired for a freelance job. Also, a good place to start looking is Fiverr. It’s called Fiverr, because most people would charge just $5 for their services—some people still do that, others charge a lot more.

Teach online

If you like to teach and have some free time, consider teaching English as a second language. VIPkid is an excellent service that connects North American teachers and tutors with students around the world for one-on-one English lessons.

The application process is rigorous, but you could make between $14 and $22 an hour—not necessarily the most competitive, but still decent.

Do small tasks

If you’re not prone to creativity, you can still make money online by offering your handyman (or woman) services on TaskRabbit.

Many of the tasks advertised on TaskRabbit involve tasks such as:

  • Putting furniture together
  • Moving
  • Running errands
  • Picking up groceries

Search the gigs section of Craigslist

Along with TaskRabbit, you can search the “gigs” section on Craigslist. Many of the gigs are hoaxes, but there are some that are legit. There are gigs that involve computer skills, writing skills, general labor, cleaning, etc.

4. Get a cash back credit card

Get a cash back credit card

Applying online for a cash back credit card is great way to earn money on purchases you already plan on making.

There are many credit cards to choose from—here are just a few we recommend. Let’s dig a little deeper into our favorites.

Discover it® Cash Back

 Add to compare

OUR BOTTOM LINE

The Discover it® – Cash Back has always been a challenger for the best overall credit card on the market today. So many benefits to choose from and some of our favorites are that Discover will match the cash back you’ve earned the first year while offering a 0% intro APR on purchases and balance transfers for the first 14 months (then, the regular APR applies). 5% cash back on select categories each quarter you activate ($1,500 max spend) and no annual fee. Read review
Apply Now On the Discover Secure Website

CREDIT SCORE REQUIREMENTS:?

  • Good/
  • Excellent
Poor500-599
Fair600-699
Good700-749
Excellent750-850

WHAT WE LIKE:

  • 5% cash back on select categories each quarter you activate ($1,500 spend max) and 1% cash back on everything else
  • Discover will match the cash back you’ve earned your first year
  • 0% intro APR on both purchases and balance transfers for 14 months (after that, the standard rate applies)
Intro APR Purchases
0%
Intro Term Purchases
14 months
Intro APR Balance Transfers
0%
Intro Term Balance Transfers
14 months
Regular APR
14.24% – 25.24% Variable
Annual Fee
$0

Apply Now >>

With the Discover it® Cash Back, you can earn 5 percent cashback on different categories each quarter when you activate, up to the quarterly limit. Previous categories have included gas stations, grocery stores, restaurants, Amazon.com, and wholesale clubs.

You’ll receive 1 percent on all other purchases.

Discover will also match your cashback at the end of your first year as a card holder!

Learn more: See card details or apply here

Wells Fargo Cash Wise Visa® Card

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OUR BOTTOM LINE

Wells Fargo is offering an all-around terrific credit card that hits high notes in every category. The Wells Fargo Cash Wise Visa® Card includes a $200 cash rewards bonus after spending $1,000 in the first three months, 1.5% cash back on all purchases, a 0% intro APR on purchases and qualifying balance transfers for 12 months AND added benefits like cell phone protection. Read review
Apply Now On the Wells Fargo Secure Website

CREDIT SCORE REQUIREMENTS:?

  • Good/
  • Excellent
Poor500-599
Fair600-699
Good700-749
Excellent750-850

WHAT WE LIKE:

  • Unlimited 1.5% cash back on all purchases
  • A strong, $200 cash rewards bonus after spending $1,000 in the first three months
  • A strong 12 month 0% intro APR on both new purchases and qualifying balance transfers (made in the first 120 days)
Intro APR Purchases
0% for 12 months
Intro Term Purchases
12 months
Intro APR Balance Transfers
0% for 12 months on qualifying balance transfers
Intro Term Balance Transfers
12 months
Regular APR
16.24%-28.24% (Variable)
Annual Fee
$0

Apply Now >>

With the Wells Fargo Cash Wise Visa® Card you’ll receive an unlimited 1.5 percent cash back on all your purchases. New card members can also earn earn a $200 cash rewards bonus after spending $1,000 in the first three months.

Finally, with no annual fee, this card is a great deal for anyone looking for a straight forward cash back card.

Learn more: See card details or apply here

Bank of America® Cash Rewards credit card

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OUR BOTTOM LINE

This is one of the best all-around credit cards on the market, and it’s especially attractive if you bank with Bank of America. If you spend a lot at the grocery story and prefer to have a little freedom in choosing your 3% cash back category, the Bank of America® Cash Rewards Credit Card is a great option to consider. Read review
Apply Now On the Bank of America Secure Website

CREDIT SCORE REQUIREMENTS:?

  • Excellent
Poor500-599
Fair600-699
Good700-749
Excellent750-850

WHAT WE LIKE:

  • 3% cash back on your choice category. Choose from gas, online shopping, dining, travel, drug stores, or home improvement/furnishings
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days
  • 25% – 75% rewards bonus on every purchases if you’re a Preferred Rewards member
Intro APR Purchases
0% Introductory APR on purchases
Intro Term Purchases
12 billing cycles
Intro APR Balance Transfers
0% Intro APR for 12 billing cycles for any balance transfers made in the first 60 days
Intro Term Balance Transfers
12 billing cycles
Regular APR
16.24% – 26.24% Variable APR on purchases and balance transfers
Annual Fee
$0

Apply Now >>

The Bank of America® Cash Rewards credit card gives 1 percent cash back on every purchase, 2 percent at grocery stores and wholesale clubs, and 3 percent on a choice category for the first $2,500 in combined grocery/wholesale club/choice category purchases each quarter.

It also has no annual fee!

Learn more: See card details or apply here

5. Invest in real estate

Invest in real estate

Investing in real estate online is a great form of passive income if you’re open to a little risk.

Real estate crowdfunding involves many investors investing small amounts of money into real estate ventures.

One company on the rise when it comes to real estate crowdfunding— EquityMultiple. You can invest with them for $5,000.

Read our EquityMultiple review.

6. Take surveys online

Take surveys online

While taking online surveys won’t make you rich by any means, a few minutes of your time can earn you a few extra dollars.

There are a number of websites that will pay you to take surveys:

7. Download money-making apps

Download money-making apps

If you already shop online, downloading money-making apps can earn you cash every time you shop. Let’s take a look at some of the best apps.

Drop

We like Drop because it’s easy-to-use and lets you earn gift cards for the money you’re already spending.

All you have to do is sign-up using the Drop app, or online and link a debit or credit card. Then you pick five of your favorite brands from a list Drop provides. Make sure you choose carefully, because you can’t change these once you’ve picked.

Now, all you do is shop at those places and your points will start adding up.

Here’s our thorough review of Drop!

8. Create a blog

Create a blog

If you can create a niche audience for your blog, you can make an entire paycheck—just ask our founder.

To start earning money by blogging, you’ll need to use certain advertising tactics, the best for start-up blogs is:

Advertising and affiliate marketing

Affiliate marketing makes it possible for small blogs to stay in business. Rather than  getting paid per 1,000 page views or per click—which is the traditional middle—affiliate advertising involves an advertiser paying an affiliate publisher (your blog) when it refers a paying customer.

9. Open an online savings/checking account

Open an online savings/checking account

Opening an online savings and checking account can earn you a much higher interest rate than at traditional banks. Our favorite banks are below:

Discover Bank Online Savings Account

The Discover Online Savings account earns you a 2.00 percent APY—that’s $100 in interest annually for every $5,000 you deposit. There’s also no minimum balance required to keep your account open.

Read our review.

Aspiration Summit Checking

The Aspiration Summit Checking account lets you earn up to two percent. To get the full two percent, you’ll need to have a balance of $10,000+.

In addition, the Aspiration Summit Checking account has no minimum balance requirements, no monthly services fees, no minimum monthly deposit, and no ATM fees.

Read our review.

10. Unsubscribe from some online services that you don’t use

Unsubscribe from some online services

Making money online is easy, but spending money online is even easier. It’s incredibly easy to sign-up for a service, put it on auto-pay, and forget about it.

Luckily, there’s a service that will go through all your old subscriptions and ask you which ones you want to cancel. This service is Trim.

Trim can even negotiate some of your bills for you! That makes it perfect for millennials who have an aversion to phone calls.

11. Start a podcast

Start a podcast

Blogs and podcasts are two of the top side-hustles these days. You can make money doing a podcast similarly to how you make money running a blog. Find a niche topic. This makes it easier to narrow down your audience and affiliate market.

Once you have a dedicated audience (which could take a while), you can start reaching out to advertisers who’s products would make sense to mention. Here are a few other ways to monetize your podcast.

12. Become YouTube famous

Become YouTube famous

If you’re good at talking in front of a camera and have an idea/product you want to discuss, YouTube could be the perfect platform for you. You can earn money on YouTube in a variety of ways:

Become a YouTube partner

The big money on YouTube is if you meet the requirements to become a partner. This year,YouTube changed the requirements to become a partner. You need to have a channel that has reached 4,000 watch hours in the previous 12 months and 1,000 subscribers.

When you’re a partner, you start earning by how many views you receive. Here’s how it works: “YouTube takes around a 45 percent slice of advertising revenue, although the CPM (cost per thousand) that advertisers are charged varies. Most partners earn anywhere between $0.30 to $2.50 CPM.”

Connect to Google AdSense

Once you become a Youtube partner, you can connect to Google AdSense, their advertising system. You’ll be paid based on the number of “impressions” your videos get. That’s when someone clicks on or watches an ad.

Product placement

If you can get companies to sponsor your videos, or place their products in their videos, you can generate even more income. But you’ll need to inform YouTube of these product placements, or they may pull your partnership.

13. Create online courses

Create online courses

If you have a specific area you’re especially knowledgeable in, creating an online course can make you some decent money. This could be a course in just about anything: Cooking skills, massage therapy, how to play the guitar, etc.

You’ll want to start by creating a course outline—show it to a couple people, have them tell you if they think they’ll actually learn whatever it is you’re trying to teach. Next, it’s time to make your course. Most of them are done through video, with worksheets included.

When it’s time to sell your course, you can sell to places like Zippy Courses.

14. Write an e-book

Write an e-book

Writing an e-book and selling it is a lot like making courses online. Again, if you have a topic you want to write about—it could be as simple as the hobbies you like—writing about it should be easy, and if you can find a site willing to buy your book you can rake in a little extra cash.

You can go through Amazon Kindle Publishing—they’ll charge you a commission each time you get a sale, but their reach is huge, so you’re more likely to sell more copies.

15. Sell pictures that you’ve taken

Sell pictures that you’ve taken

If you’re hobby is photography, or you’re looking to become a professional photographer, there are a couple ways you can get started and make some money online.

First, you can sell your photos to stock photo companies. Some of those companies include:

Or, if the only camera you have access to is your smartphone, you can sell your pictures you take with your phone. Apps and companies you can sell to include:

16. Shop online

Shop online

Most people shop online these days—and for good reason. It can actually save you money.

If you use coupon sites, you can save money on things you’ll already spend on. Some of these sites include:

17. Subscribe to a food delivery service

Subscribe to a food delivery service

Using a food delivery service can’t necessarily earn you money, but it can help you save you money if you constantly find yourself throwing out half the food you buy. Food delivery services send a box of food every week with new, sometimes unique vegetables, meat, fruit, and so on. If you don’t have time to shop and want simple meal-prep that leads to a good meal, a food subscription service may be perfect for you.

Most of the services offer similar foods, it just depends on the price range you want. Our recommended food services are: Blue ApronHome ChefPlatedHello Fresh, and Freshly.

18. File your taxes online

File your taxes online

While filing your taxes online isn’t a constant source of income, it can help you get your tax return sooner. Here’s three of the best tax softwares that make filing easy!

TurboTax

TurboTax is likely the tax software you’ve heard the most about, and for good reason! If you file a 1040-EZ, 1040, or 1040A you could file your federal return for free, plus, the guided format explains the tax filing process clearly, so you can be done filing in a matter of minutes.

Plus, if you’re self-employed, TurboTax has a Self-Employed product that can save you from having to hire a costly tax expert. It costs $114.99 for the software.

H&R Block

H&R Block has evolved past its brick and mortar beginnings and offers online products that compete with the best of them. If you’ve used past tax software products, you can upload a PDF of last year’s return from any other tax prep service.

H&R Block works like many of the other softwares—H&R Block Online guides you through your tax return to make sure you haven’t missed anything. All along, the Refund Reveal feature shows your estimated refund or balance due in the upper left corner.

TaxAct

TaxAct is one of the cheapest tax software programs, but it still offers a lot. Like TurboTax, it offers a free filing for forms 1040EZ and 1040A. Their Premium services are also cheaper, starting at just $37 for more complicated tax situations.

While TaxAct might not look as fancy as the other tax softwares, it offers many of the same products for a lower cost.

19. Become a graphic designer

Become a graphic designer

A graphic designer creates digital art for their clients. And it’s actually a lot easier to make money as a graphic designer than some might think—it just takes a little persistence.

First, you’ll need to create a portfolio. After that, you can find direct clients to work with by using sites like Fiverr, where you can sell your talents. You can also post videos of you teaching graphic design—with product placement—and get clients that way.

20. Invest with a robo-advisor

Invest with a robo-advisor

Robo-advisors are diversified investment accounts that are automatically managed by a computer algorithm (as opposed to a human money manager). If you want to invest, but don’t have the money, or don’t want to invest with a money manager, robo-advisors are for you! Robo-advisors make investing easier—and cheaper—so they’re perfect for new investors.

Here are a couple of our favorite robo-advisors!

Betterment

Betterment is a simple investing platform. You can easily open sub-accounts that use different portfolios for reaching multiple goals. It’s also surprisingly inexpensive! Betterment’s Digital plan charges 0.25 percent annually. You’ll have access to a full suite of services as well as mobile messaging to an advisor

Check out our full Betterment review.

Acorns

Acorns is an robo-investing app. You can invest as little as $5, making it perfect for young, inexperienced investors.

Acorns charges 0.25 percent a year on accounts over $5,000. The fee on accounts under $5,000 is $1 a month.

Check out our full Acorns review.

Wealthfront

Like Betterment, Wealthfront has a lot to offer investors. Perhaps it’s most important quality, Wealthfront doesn’t charge management fees on balances under $10,000. They requires a $500 minimum investment and its fee is 0.25 percent fixed a year on portfolios over $10,000—one of the more quite competitive fees.

Check out our full Wealthfront review.

Summary

Making money online is becoming easier and easier. As long as you have some technological know-how, you can make a little extra cash on the side. We have just 21 ideas above, but there are an endless amount of things you can do to make money if you get creative.

 

 

Published by Justine Chongo

am Justine chongo hoods am a engineer by profession in Refrigeration and Air conditioning. In 2017 I started searching for home business so I can find ways to be with my family and to be financial freedom

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